▶4 people will win $250, fill out our community survey! https://forms.gle/UrKqAukoFacyq6Zc9

Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Fill out the survey here for a chance to win 1 of 4 $250 Gift Cards: https://forms.gle/RMwZ4KVoGisbrFWz9

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
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▶RESOURCES

1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. (“MFI”) or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer’s own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer’s services.
Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
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▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
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Chapters:

00:00 Job and income
06:25 She doesn’t have anything left?
11:50 Her kid is obsessed with food
16:20 Immediate lying…
20:25 YOU CAN’T JUST LAUGH!
25:55 Lol think again
31:30 Selective debt is wild
38:00 Oh this is not good
44:26 Her last two braincells, mine too
51:00 Sooo a Ponzi Scheme?
56:01 Let’s hear your “progress”
1:00:30 Holy spending, Batman!
1:09:50 She needs a budget!
1:16:00 Clean up this mess…
1:21:25 Hammer Financial Score

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▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
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These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
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▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com