The 2025 paper Past the Status: An Important Evaluation of Lifecycle Investment Advice recommends that investors ought to hold internationally diversified 100% stock profiles for their whole lives. It has been consulted with intense objection.

Recommendations: https://zbib.org/97621df40f994f1e89453596f1732370
Review the paper: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4590406
Listen to co-author Scott Cederburg go over the paper: https://www.youtube.com/watch?v=iH4f-J6TZsg
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