▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com
▶ SoFi wants to help you take charge of your financial future, so they are giving one of you a grand prize of $5,000. All you have to do to enter is sign up for free credit score monitoring with SoFi by visiting https://sofi.com/calebinsights
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▶Resources I use/would use (with discounts/sign-up bonuses):
1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link
2) Start Investing: Transfer to moomoo and receive up to $400 in Cash Rewards using my link Terms & Conditions Apply: https://j.moomoo.com/00Bn5Z
3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer
4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer
5) Reward yourself for investing! Use code HAMMER23 and get a $10 bonus when you sign up for Voura using my link: https://voura.com/promo/calebhammer
6) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
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▶Fun things:
1) Patreon: exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer
2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules
3) Merch: The most fun website: https://shop.calebhammer.com
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▶My socials: https://linktr.ee/calebhammer
▶Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only). Fill out this brief survey if you are interested: https://forms.gle/AWd3TSHZgehBQMeYA any questions? Email casting@calebhammer.com
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Chapters:
00:00 Job and income
03:12 This is ridiculous
06:21 You’re maxing out everything!
09:45 SOFI INSIGHTS
14:57 Let me help you!
21:20 Not for a second!
24:42 You don’t have an option
34:37 We are STILL on debt…
41:29 Where was that from?!
45:28 You need a budget!
50:20 I’m terrified for you
55:54 SOFI
59:37 HOLD UP, WHAT?! WHAT?!
1:06:53 Hammer Financial Score
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▶Sponsorship and business inquiries: bunsiness@calebhammer.com
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These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
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▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.
▶Sponsorship and business inquiries: business@calebhammer.com