Click https://betterhelp.com/calebhammer for 10% off your first month of therapy with our sponsor BetterHelp. Join over 4 million people who’ve met with a therapist on BetterHelp and started living a healthier, happier life.

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶DIRTY MONEY: Get dirty with us 😉 https://shop.calebhammer.com/dirty

▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
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▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
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▶Our other channels:

1) Vlogs: https://www.youtube.com/@calebhammervlogs/videos

2) Weekend Workplace Podcast: https://www.youtube.com/@WeekendWorkplace/videos

3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos
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▶Fun things:

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

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▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only). Fill out this brief survey if you are interested: https://forms.gle/AWd3TSHZgehBQMeYA any questions? Email casting@calebhammer.com
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00:00 Absolute train wreck
05:50 You have a WHAT?!
06:00 SOFI
12:00 She’s doing nothing!
17:10 Just listen to me
20:39 Don’t you dare blame your mom
27:30 “Work sucks… I know!”
29:55 Learn how to budget
33:28 Why are you even here?
34:40 Feeling dirty?
35:18 Show us your “home”
38:09 You make money on Twitter
40:13 BetterHelp
43:18 Are you THAT high?
46:14 All she does is beg
50:05 She chooses homelessness
57:08 Hammer Financial Score

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▶Sponsorship and business inquiries: business@calebhammer.com
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These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
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▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com

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