Workbook: https://debt-over-it-workbook.subscribepage.io/
⬇ All various other resources stated ⬇.
Doc with more details on each: https://docs.google.com/document/d/1AZFdRvboe1DyWxX_18oWDWvWLVuT_ZGMhNHmM0vbv6E/edit?usp=sharing.
Or all listed below:.
Deal with me 1:1/ Financial Coaching: https://debtoverit.com/coaching.
Join my area: https://www.skool.com/budget-build-1523/about.
Budgeting.
Google sheets (you’ll additionally get this if you got the workbook): https://subscribepage.io/VILOw8.
Spending tracker: https://personalfiwithleila.etsy.com/listing/1614649286/expense-tracker-1-3-months-google-sheets.
Lunchmoney app: https://www.lunchmoney.app/leila.
Reduce Expenses.
Mint Mobile: https://my.mintmobile.com/refer/u4SNpvd.
Vehicle insurance policy device: https://secure.money.com/pr/ce1b14a95534.
Credit Score & Credit Building.
Checklist of Balance Transfer cards: https://tinyurl.com/mtm6abt5.
Credit report Karma: https://www.creditkarma.com/.
CITI pre-approval: https://online.citi.com/US/nga/cards/pre-qualify.
Discover pre-approval: https://tinyurl.com/n3b3jme9.
Capital One pre-approval: https://tinyurl.com/279238hb.
TravelFreely: https://travelfreely.com/.
Self Credit Building Loan: https://www.self.inc/refer/DIMCC1CD.
High-Yield Savings Accounts.
Marcus: https://www.marcus.com/share/LEI-VSR-SXB6.
Wealthfront: https://www.wealthfront.com/c/affiliates/invited/AFFB-M2JQ-52LB-HM5Z.
Team (code LEILA): https://trycrew.com?referral_code=LEILA.
Sofi: https://refer.sofi.com/c/4802566/2083783/25681?adcampaigngroup=bank&adnetwork=brand.
Ally: https://www.ally.com/bank/online-savings-account/.
Synchrony: https://tinyurl.com/maxk3tf6.
Capital One: https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/.
Various other alternatives: https://secure.money.com/pr/pc067f75667b.
Investing.
Lead: https://investor.vanguard.com/.
Integrity: https://www.fidelity.com/.
Spending guide video clips: https://www.youtube.com/playlist?list=PLeNcZyHox1X4fVYNinmNAcGEZN3CADmFu.
Goal tracker (Google Sheets): https://personalfiwithleila.etsy.com/listing/1386097120/financial-goal-tracker-google-sheets.
Make cash.
Upside application (code debtoverit): https://upside.sjv.io/c/4802566/3371780/39811?param1=debtoverit.
Account bonus overview: https://youtu.be/uwJxblDe1lI.
Research teams: https://app.respondent.io/r/leilakartforosh-630287e13805.
Financial Independence.
Investment calculator: www.calculator.net.
My fav FI Podcasts:.
ChooseFI: https://choosefi.com/listen.
Madfientist: https://www.madfientist.com/podcast/.
My fav FI Blogs:.
Mr. Money Mustache: https://www.mrmoneymustache.com/.
Madfientist: https://www.madfientist.com/.
Financial Samurai: https://www.financialsamurai.com/.
⏰ Timestamps ⏰.
DAY ONE.
00:00 Intro.
00:54 What you require.
01:34 Phases.
01:55 Phase 1: Awareness/Financial Snapshot.
02:33 Your Debt.
04:13 Finsing your rate of interest rate.
08:22 Your Assets.
10:06 Your Net Worth.
11:02 You Spending.
14:05 Annual Planning.
16:32 Employer Benefits & Paychecks.
19:45 How to review your incomes.
24:50 Phase 2: Budget & Optimize.
25:03 Rough spending plan.
26:28 Detailed just how to develop a budget plan.
44:09 Expense decrease.
51:40 Tracking your costs.
01:01:32 Debt repay.
01:02:26 Credit card financial debt.
01:20:38 Student loans.
01:22:44 Medical financial obligation.
01:24:03 Choosing a financial debt pay off plan.
01:31:00 Set up autopay.
01:32:00 Credit Score 101.
01:39:48 Tips to increase your cedit score.
01:47:31 Pay off financial obligation or save?
01:47:52 Your cost savings.
01:48:04 Your reserve.
01:49:16 Sinking funds.
01:52:16 High yield savings account.
01:55:25 Auto-savings.
01:57:52 Investing.
02:00:22 Accounts to buy.
02:00:25 Employer funded plans.
02:07:54 IRA.
02:13:07 HSA.
02:18:18 Taxable brokerage account.
02:20:14 Where to spend (broker and funds).
02:24:22 My investments.
02:25:33 Difference in between index funds and ETFs.
02:27:09 How to review a fund summary sheet.
02:32:55 Investing vital terms to look for.
02:33:37 Target Date Funds.
02:34:35 Important reminders with investing.
02:36:18 Order of investing.
02:38:03 Financial objectives.
02:40:14 Finalize budget plan.
02:40:56 Stop leaks in your spending.
02:42:31 Find Money/Increase your revenue.
02:49:46 Organizing your money and structure practices.
02:53:01 Annually.
02:55:51 Monthly.
02:57:48 Weekly.
02:59:35 Daily.
03:03:00 Annual tracker.
03:12:11 Financial independence.
03:15:26 Investment computations.
03:17:52 25x Rule.